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Mortgage Options


Buying a home may be the largest investment you make in your life. Before you close, be sure that that nobody else can claim the property. A title company ensures that your new property is free of any legal obstacles.


For a modest, one-time title insurance premium, you’ll receive continuous title insurance protection equal to the purchase price of the property or its current market value. By searching the title history of the property, a title insurance company can identify any title problems that may arise and clear up any problems prior to closing.


Real Estate Law is complicated. Consumer Trust Mortgage will make sure that you don’t end up with legal problems when selling your property. We can protect you in the following cases:

  • Contested title — Someone, usually a previous owner or occupant, claims they still own the property or have not given up their claim. In this case, the title insurance company will defend your title at no expense to you.

  • Defective title — This is a general term for a legal problem with the title that cannot be corrected and includes “contested title” above. Defects are rare, but they can be very difficult, making the property inaccessible, unable to be built, or unsellable. We will discover any title issues, or if we miss them, insure your loss up to the amount of the policy.

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