Consumer Trust Mortgage...
making your homeownership dreams a reality!
610-398-9500
Mortgage Options
CONVENTIONAL LOANS
Conventional loans are a good option for homebuyers with higher credit scores and stable employment histories. Interest rates for conventional loans are usually some of the lowest available.
FEATURES AND BENEFITS
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Fixed and ARM loans are available
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A variety of loan terms are available
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Down payments as low as 3%
HOW TO GET STARTED
PRE-QUALIFY
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After evaluating income, assets and employment, Consumer Trust Mortgage can give you an idea of the mortgage amount for which you may qualify.
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Pre-qualification can help you shop for affordable properties in the correct price range.
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The process begins with a meeting to discuss your income, assets, employment and long-term debts.
TOTAL MONTHLY PAYMENTS
Monthly mortgage payments are made up of four components: principal, interest, taxes, and insurance, together known as PITI.
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Principal: the part of the monthly payment that reduces the remaining balance of the mortgage.
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Interest: the fee charged for borrowing money. Determine the amount of principal and interest by using our Mortgage Payment Calculator.
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Taxes and Insurance: Taxes paid on the current property and Homeowners Insurance to protect your home against loss. Taxes and insurance can be included by creating an escrow account.